Debtor:
At first it wasn't hard, no fuss, no stress
I got a credit card to buy a dress
I didn't understand the terms I signed
The bankers of America are here, inside my mind

Banker:
We like our customers with low cash flow
Those little debts of yours will grow and grow
And soon our finance charge will rob you blind
The bankers of America are there, inside your mind

Debtor:
I sent a payment in just one day late
The bankers only grinned and raised my rate
That extra twenty points is so unkind
The bankers of America are here, inside my mind

Chorus:
The bankers of America
Beware the bankers of America

Banker:
Just pay the minimum and have no fears
You'll pay the principal in fifty years
We bankers get ahead when you're behind
The bankers of America are there, inside your mind

Debtor:
My husband said goodbye, he wanted more
His new wife's twice as high in FICO score
I have new partners now to whom I'm wed
The bankers of America are here, inside my bed

Chorus:
The bankers of America
Beware the bankers of America

Banker and chorus:
The best economy, the slickest yet
Don't need much salary, just live on debt
Your job can pay you less, while we get more
The bankers of America get rich, while you get poor

Debtor:
I guess the spoils go to the richest?

Banker:
Oh yes, it's survival of the fittest

Debtor:
So, it cannot be changed by legislatures?

Banker:
No, you cannot repeal a law of nature

Debtor:
And what is the future you envision?

Banker:
A land that is just one big debtors' prison

Debtor:
When will I achieve my dreams of freedom?

Banker:
Just spend! That is as free as you can become

Debtor:
Aaaaaagh!